Pull Instant Credit Reports
The CIS integration enables loan officers to order a borrower’s tri-merged credit report through their existing CIS account upon conversion of a loan application into a live loan or on-demand directly from their Floify account.
Floify’s integration with the CIS reporting services also eliminates the hassle of collecting credit reports, and verifying income and assets by empowering borrowers to digitally submit their consent directly to lenders in just a few clicks.
Once ordered, borrower credit reports will be seamlessly delivered to the yellow bucket of the corresponding Floify loan flow.
In addition to credit reporting, the integration also leverages CIS's partnership with MeridianLink's Mortage Credit Link (MCL) solution to allow streamlined access to verification of assets services (fulfilled via AccountChek™) as well as verifications of income and employment (fulfilled via Equifax The Work Number®).
CIS is a nationwide, independent mortgage credit and settlement services provider. Leading the industry in service, CIS delivers integrated solutions including Credit, 4506T/TRV, VOD, VOE, Fraud, Identity Verification, Undisclosed Debt Notifications, Flood Certificates, and more.
To learn more about CIS, visit ciscredit.com.