Seamlessly Integrated Credit Reporting
Floify's integration with the Xactus reporting solution enables loan originators to quickly and easily get validated applicant credit information directly within Floify by leveraging the originator's existing Xactus account.
Setting up the integration in Floify requires just a single-click to enable, and then the originator's Xactus account credentials are entered, and subsequently stored for future use, on the report order form.
Once the integration setup is complete, a credit pull can be initiated on-demand from a Floify loan flow. Additionally, loan teams can configure the integration to automatically pull a borrower's hard or soft credit report upon the submission of a Floify 1003 loan application.
The Xactus integration takes advantage of Floify's built-in credit authorization functionality, which empowers borrowers to digitally submit their consent to originators in just a few clicks.
After credit has been ordered, the full report will be delivered to the yellow bucket of the corresponding Floify loan flow within moments and is viewable only to the loan originator and lending team for processing.
Xactus provides state-of-the-art verification services from pre-application to post-close that give mortgage professionals greater confidence when making lending decisions.
With Xactus, its comprehensive suite of verification services, lenders can successfully close more loans and better manage their risk. Xactus’ expertise in the mortgage industry enables it to quickly assess current and future needs, and provide new solutions for a rapidly changing environment. Xactus moves mortgage professionals forward.