Seamlessly Integrated Credit Reporting

Floify's integration with the KCB Credit reporting solution enables loan originators to quickly and easily get validated applicant credit information directly within Floify by leveraging the originator's existing KCB Credit account.

Setting up the integration in Floify requires just a single-click to enable, and then the originator's account credentials are entered and subsequently stored for future use on the KCB Credit order form.

Once the integration setup is complete, a credit pull can be initiated on-demand from a Floify loan flow. Additionally, loan teams can configure the integration to automatically pull a borrower's hard or soft credit report upon the submission of a Floify 1003 loan application.

The KCB Credit integration takes advantage of Floify's built-in credit authorization functionality, which empowers borrowers to digitally submit their consent to originators in just a few clicks.

After credit has been ordered, the full tri-merged report will be delivered to the yellow bucket of the corresponding Floify loan flow within moments and is viewable only to the loan originator and lending team for processing.