Universal Credit Services
Seamlessly Integrated Credit Reporting
Floify's integration with the Universal Credit Services reporting solution enables loan originators to quickly and easily get validated applicant credit information directly within Floify by leveraging the originator's existing Universal Credit Services account.
Setting up the integration in Floify requires just a single-click to enable, and then the originator's Universal Credit Services account credentials are entered, and subsequently stored for future use, on the report order form.
Once the integration setup is complete, a credit pull can be initiated on-demand from a Floify loan flow. Additionally, loan teams can configure the integration to automatically pull a borrower's hard or soft credit report upon the submission of a Floify 1003 loan application.
The Universal Credit Services integration takes advantage of Floify's built-in credit authorization functionality, which empowers borrowers to digitally submit their consent to originators in just a few clicks.
After credit has been ordered, the full report will be delivered to the yellow bucket of the corresponding Floify loan flow within moments and is viewable only to the loan originator and lending team for processing.
About Universal Credit Services
Universal Credit Services has grown to be one of the largest national providers of mortgage services, lending services and tri-merge credit reports by consistently providing the industry’s top customer service. Since 1992, Universal Credit has helped industry leaders mitigate risk, close loans faster, overcome underwriting challenges, save on costs and provide professional assistance every step of the way.
For more information about Universal Credit Services, visit universalcredit.com.