SharperLending XpertOnline

Instant Credit Reports


Floify’s app integration with the SharperLending XpertOnline credit reporting solution enables loan officers to automate a portion of their mortgage process by automatically collecting a borrower’s credit report from any SharperLending Credit Reporting Agency (CRA). This can occur upon submission of a 1003 loan application or on-demand directly from a Floify loan flow.

The SharperLending XpertOnline app supports a robust list of CRAs, including:

• Accudata / Jefferson City Credit Bureau • Credit Information Systems (CIS) (387)
• Accurate Financial Services / CIS • Credit Information Systems / NACM (CIS)
• ACRAnet CARS Branch • Credit Information Systems (CIS) (393)
• ACRAnet CDS Branch • Credit Information Solutions (CIS)
• ACRAnet Dynamic Information Services Branch • Credit Services Northwest
• ACRAnet Financial Dimension Inc • Data Facts
• ACRAnet First Meridian Credit Services • Mortgage Fax, Inc.
• ACRAnet Fort Walton Beach Branch • Mortgage Reporting Specialist
• ACRAnet Fredericksburg Branch • Mortgage Service Providers / CIS
• ACRAnet Global M.R.C. • EGS / NCO / Alorica Credit Services
• ACRAnet Heartland Credit Services • Network Credit Services / SARMA
• ACRAnet Spokane Branch • One Source Credit Reporting / Data Facts, LLC
• Advantage Credit Bureau • Online Information Services
• Alert Credit • SARMA
• Credit Data Solutions / Service 1st Information Systems • Settlement One / National Mortgage Reporting
• Credit Data Solutions / Credit Bureau San Louis Obispo / Credit Bureau of San Diego / Corporate Office • Strategic Information Resources, Inc. (SIR)
• Credit Data Solutions / Statewide Credit • Sunrise Credit Services, Inc.

Floify’s integration with SharperLending’s XpertOnline credit reporting services also eliminates the hassle of collecting credit reports by empowering borrowers to digitally submit their consent directly to lenders in just a few clicks.

Once ordered, borrower credit reports will be seamlessly delivered to the yellow bucket of the corresponding Floify loan flow, ready for review and approval.

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How to Install

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About SharperLending

SharperLending LLC is a financial services and mortgage technology provider that focuses on supporting local relationships and communities. Our company was founded in 1989 and is located in Spokane, Washington State.

Since 1989, our mission has been to provide technology solutions that allow community businesses to compete on a national level, to stay connected with local vendors for the best service, quality and pricing, and deliver the best mortgage service to their customers.

To learn more about SharperLending, visit

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